How To Finance A Pest Control Business Startup | Pestmaster Franchise


How To Finance A Pest Control Business Startup

How To Finance A Pest Control Business Startup

Today’s post evaluates four of the most common financing strategies used by pest control business startups, then explains how Pestmaster simplifies the whole process and reduces risk for first-time investors.

Evaluating Common Financing Strategies For Pest Control Business Startups

  • The term “bootstrapping” dates back to the 1900s, according to research by the Small Business Institute Journal, referring to the act of “pulling oneself up by the bootstraps” (Falbe et al., 2011, p. 65). Entrepreneurs have been bootstrapping for more than a century, and it’s considered by some as a sign of creativity, but it’s certainly not easy.

    Franchise financing literature identifies bootstrapping as the most common approach, with 86.2% of all 109 respondents reportedly financing themselves (Falbe et al., 2011).

    One of the major drawbacks of bootstrapping, of course, is the personal risk. Bootstrapping means risking your own money and personal assets. But that risk is greatly reduced when you work with a company with a proven system and winning reputation.

  • Loans from family and friends. Hitting up family and friends for start-up capital is fairly common, but it’s usually not recommended. Not only do you risk your financial future, but you also put important personal relationships at risk. Plus it rarely works out; research by the Small Business Institute Journal found that only 3-6% of all survey respondents successfully acquired start-up capital from friends and family (Falbe et al., 2011).
  • Bank loans. Lending standards become more stringent every day, particularly amidst the COVID-19 pandemic. In one study by the Small Business Institute Journal, only one-third of respondents were able to secure business loans (Falbe et al,. 2011). Nevertheless, many big banks have funds earmarked for small business lending, so it’s worth a shot.

    One of the major drawbacks of bank loans is the interest. Most bank loans come with high interest rates, which can stunt pest control business startup expansion.

  • Equity loans. Angel investors, venture capitalists, and equity loans by government or other organizations can help finance your pest control business startup. But these aren’t easy to come by—in a franchise financing study, Falbe et al. (2011) reported that more than 80% of survey respondents could not secure outside equity investments.

Financing Your Pest Control Business Startup With Pestmaster

As the previous section showed, bootstrapping is probably your best bet, so long as you partner with a proven brand like Pestmaster. You can learn about all the ways we reduce your personal risk by visiting the Pestmaster “Why Franchise” page.

But there’s plenty we do to help beyond reducing your risk of bootstrapping. Here’s just a few ways we can help you finance your pest control business startup in 2020:

  • Pestmaster minimizes start-up costs and overhead. The total initial investment cost ranges between $30,000 and $85,000, which is what most franchisees pay just for their franchise fee, according to Entrepreneur magazine. This amount includes as much as $30,000 of working capital to retain in case of shortfalls in the early months. Our business model also cuts overhead costs by minimizing equipment/inventory requirements and allowing owners to operate out of their home.
  • Pestmaster offers discounts on franchise and territory fees. Pestmaster offers discounts that save entrepreneurs thousands on start-up fees and territories. Find out if you’re eligible on our Costs and Criteria page.
  • Pestmaster offers in-house financing. We cover up to 50% of the cost of the franchise fee for qualified individuals.
  • Pestmaster connects entrepreneurs to reliable lenders. We’ve built relationships with reliable third-party lenders who can help you launch your pest control business startup without brutal interest rates.

Learn More About Financing Your Pest Control Business Startup

Call 800-525-8866 or visit the Pestmaster franchise website to learn more about our opportunity.


Falbe, C. M., Kumar, A., & Welsh, D. H. (2011). Franchisee use of bootstrapping: An exploratory study of financing decisions. Small Business Institute Journal, 7(2), 63-70.



Pestmaster is both an innovative and environmentally sensitive pest management services provider. With a unique, progressive, and extremely successful franchise business model, Pestmaster professionals provide state of the art, scientifically-based integrated pest management solutions for the most challenging pestiferous problems. Pestmaster, a 21st century organization that is leading the way in the fast growing pest management industry.

Dr. Stuart Mitchell | BCE

I’ve been in the industry for years and I can’t tell you just how valuable the Pestmaster franchise opportunity really is. I have much greater access to identifying and getting potent government contracts with the help and assistance from the corporate office. We would not be nearly as successful as we are today, had we not purchased a Pestmaster Franchise.

Wayne Holliday & Tommy Houk | Pestmaster of Lake City & Gainesville, FL

Pestmaster® has been the best investment I’ve ever made in my life!

Barrett Alley | Pestmaster of Kingston, NY

We had options, but if we hadn’t decided on a Pestmaster franchise, we could not have gone from just one to several employees in less than one year of purchasing the franchise. Without the franchise, we would not have known about the high-dollar pest control services opportunities such as West Point Academy and we would certainly not have become the successful contract bidder that we are today.

Paul Alley | Pestmaster of Kingston, NY

I owned my own small pest control business for six years before I decided to buy a national brand franchise. The amount of business I was able to produce in those six years was doubled in just my first year with Pestmaster. Joining the Pestmaster brand was an excellent choice for me and for the future of my business.

Chris Nelson | Pestmaster of Salt Lake City, UT

I knew I was ready to start a business and looked for a long time but could not find my value-added proposition What could I do better than anyone else to distinguish me from the others in any industry? I have always been a technical person, so I was not confident in my ability to start a brand and market it. I also didn’t want to start from zero without help and support in my new adventure. For these reasons I looked into franchising opportunities and quickly found Pestmaster. They provided the value-added proposition, branding, marketing and support that I was looking for. The business model works and the people in the PFN will help you succeed.

Jerome Snyder | Pestmaster of Central New York

The Pestmaster Franchise Network has enabled me to secure government contracts and group pricing with several vendors. The training from our entomologist and combined experience is incredibly valuable. It is a great network of knowledge, experience, and Camaraderie.”

Justin Kendall | Pestmaster of Virginia Beach, Virginia
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